• Securing working capital finance to support business growth and continuity.
• Stabilising operations i.e. managing short-term liquidity and working capital concerns
• Renegotiate and broker refinancing of existing debt, terms and conditions to secure more manageable debt repayment plans and reduce the burden of loan settlement.
• Handling complex debt renegotiation discussions with existing creditors.
• Liquidity forecasts and improving cash flow management

Alternative Financing

• Debt for equity swaps, convertible loan structures.
• Collaborate with PEPs, equity investors, institutional funds and mutual funds

• Business Expansion - Upscaling business momentum for growth
• Cost optimisation and austerity strategies: designing and implementing austerity plans
• Business model innovation: Rethinking operating and core business models, value creation and enhancement
• Divestiture strategies: Offloading non-performing business units, distressed segments, portfolios, etc.

• Review the structure and composition of the organizational hierarchy, particularly management bench strength, critical to sustenance and growth.
• Appraising and re-evaluating of organizational design and reporting structure of relevant functions and respective stakeholders
• Organisational effectiveness: Streamlining resources

  Change management: Developing change implementation plans to ensure minimal people disruption

• SMEs – SterlingAdvice Consult is committed to enhancing the working capital finance support of SMEs by developing and equipping SMEs with the capacity to build a lasting and strong business model that facilitates ease to access financing support in the form of working capital credit facilities from the formal financial services sector. The services we provide include building the right operational risk framework and implementing the most appropriate policies and financial management practices to shore up literacy in the form of training sessions and workshops.
• Women – We believe in true equality for women and financial literacy is widely considered an important key to achieving gender parity and a key driving force for social inclusion. The more women know about finance, from budgeting to investment, the more likely they are to be able to make solid decisions when it comes to money.Financial literacy training and workshops organised by SterlingAdvice Consult seeks to enable and empower women with the knowledge and skills needed to manage their financial needs either from a business perspective or from a personal perspective.

• Youth and Young Adults – Educating the youth with the ability to understand and apply different financial skills effectively, including personal financial management, budgeting, and saving, making the youth become self-sufficient, such that financial stability can be accomplished into the future. SterlingAdvice Consult offers financial literacy training and workshops tailored towards the needs of the young adult and to enable them adapt in an ever-chagning and dynamic modern day world.

Business research and feasibility study reports through data collection and formulated opinions from primary and secondary resources.

We aid our clients by undertaking a step by step process that allows us to pinpoint and understand problems, identify and propose solutions, and determine the most effective action plans.

We focus on building business relationships and strategic partnerships that enhance and develop new business areas or new products as part of company diversification and expansion.